Rex Business

Credit that knows you.
No collateral. No forms.

Rex builds your eligibility from your real account activity.

Excited woman checking approved loan on smartphone
Business Loan Approved
₦2,500,000 successfully disbursed.
Personal Loan Approved
Funds have been sent to your account.

RexFlex. For individuals.

Personal and business loans given based on your transaction history

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Money Bag

Salary Advance

Get a portion of your salary early.

No Collateral Up to 30 days
Money Stack

Personal Cash Loan

Flexible loans for whatever life throws at you.

No Collateral Flexible tenor

Business loans. For businesses.

AI isn't a feature bolted on. It's the architecture Rex is built on across every segment, product, and recommendation.

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No Collateral

Working Capital

Operations, payroll, inventory.

Based on invoice value

Invoice Discounting

Advances against outstanding invoices.

LPO required

Contract Financing

Capital to deliver a confirmed contract.

Credit that grows with you.

Free to open. No monthly fees. No hidden charges. Smarter banking built for how Nigerians actually live and work.